Subscription Terms and Refund Policy
These terms explain Budvio Plus, the optional paid subscription for Budvio, published by Mohd Arsad, trading as Budvio. They are part of our Terms of Service. Budvio is free to use with limits; Plus lifts them and adds features.
What Plus includes
Plus currently includes unlimited budgets and wallets, shared budgets with other people, more receipt scans each month, extra split methods, nested categories, templates, themes and app icons, trends and forecasts, and PDF and CSV reports. The exact list and the free-plan limits are shown in the app, and we may improve or change them over time. If we remove a Plus feature, we will tell you in the app before the change applies.
Plans and prices
Plus is sold as a monthly plan and a yearly plan. The App Store or Google Play shows the price in your local currency, with taxes where they apply, before you confirm. Prices may differ between countries. If we change a price, the store will tell you, and the new price applies to you only after the store's rules for price changes are met, which may include your consent.
Free trial
If a free trial is offered (currently on the yearly plan, for new subscribers only), the screen before you confirm shows how long it lasts, the day it ends and the price charged after it. You can only use one trial per store account. If you do not cancel before the trial ends, the subscription starts and you are charged. You can cancel during the trial at no cost.
Payment and automatic renewal
You buy Plus through your store account, and the store charges you, not us. We never see your card details. Your subscription renews automatically for the same period at the then-current price unless you cancel at least 24 hours before the end of the current period. The store may charge you up to 24 hours before renewal.
How to cancel
Cancel in your store account. We cannot cancel for you, because the store holds the subscription.
- iPhone and iPad: Settings, tap your name, Subscriptions, Budvio, Cancel Subscription. You can also use the Plus screen in Budvio to open it.
- Android: Google Play, your profile picture, Payments and subscriptions, Subscriptions, Budvio, Cancel subscription.
If you cancel, Plus keeps working until the end of the period you already paid for, and then it ends. Deleting the app or your Budvio account does not cancel a subscription. Please cancel in the store as well.
Refunds
The store takes your payment, so refunds are handled by the store under its own rules. We cannot refund you directly.
- Apple: request a refund at reportaproblem.apple.com, or through your Apple purchase history.
- Google Play: request a refund through Google Play (your order history, or the Google Play Help refund page). Google's rules apply, and some purchases can be refunded quickly after purchase.
Your legal rights. If you live in the EU, the UK or another place with consumer rights that cannot be waived (for example a right to withdraw from a digital purchase within a set time unless you started using it with your agreement), those rights are not affected by these terms. By starting Plus right away you ask us to supply it immediately, and where the law allows, you accept that your withdrawal right may end once supply has started.
We will help. If you were charged by mistake, charged after you cancelled, or something is wrong with your subscription, write to billing@aigrowthmanager.com with the email on your Budvio account and the store receipt, and we will help you raise it with the store and fix any problem on our side, for example if Plus did not turn on after payment.
Using Plus on your devices
Plus belongs to your Budvio account. If you sign in with the same account, Plus works on your other devices, including across iPhone and Android, but you must manage and cancel the subscription in the store where you bought it. Family Sharing is not supported. Use "Restore purchases" on the Plus screen to apply a subscription you already own to a new phone.
If you use Budvio without an account, Plus is tied to the store account on that phone. Sign in to keep Plus if you change phones or platforms.
When Plus ends
Your data is never deleted when Plus ends. You go back to the free plan:
- anything above the free limits becomes read-only until you reduce it or subscribe again, and nothing is lost;
- history older than 12 months is hidden, not removed, and comes back if you subscribe again;
- shared budgets you own become read-only after a grace period of 14 days, and the people you invited can still view them;
- recurring items above the free limit pause instead of being deleted;
- your account export stays free on every plan.
Problems and changes
If Plus does not turn on after payment, tap "Restore purchases" and check that you are signed in with the right account, then write to billing@aigrowthmanager.com. We may suspend Plus if your use breaks the Terms of Service, and if we do so for a reason other than your breach we will help you get a refund of the unused part from the store.
Contact
Mohd Arsad, trading as Budvio, Dubai, United Arab Emirates.
Billing questions: billing@aigrowthmanager.com. General: support@aigrowthmanager.com.